Ways to Prepare for Medicare

✅ Medicare Pre-Enrollment Checklist

Be prepared before you enroll — here's what to gather and consider:

🗓️ 1. Know Your Enrollment Window

• Identify your Initial Enrollment Period (IEP) (3 months before to 3 months after your 65th birthday).

• If working past 65, confirm if you'll qualify for a Special Enrollment Period (SEP) later.

• We can help you determine your Enrollment Window at no cost

📄 2. Gather Key Personal Information

• Social Security number

• Date of birth

• Current address and contact information

• Medicare or Social Security claim number (if already receiving benefits, or have received your Medicare Card)

🩺 3. Review Your Current Health Coverage

• Are you currently covered by an employer or union plan?

• Will that coverage end when you enroll in Medicare?

• Do you need to coordinate Medicare with retiree or COBRA coverage?

🧾 4. Make a List of Your Providers and Prescriptions

• Your primary care doctor and specialists

• Preferred hospital or clinic

• All current prescription medications (name, dosage, frequency)
  This helps compare Part D drug plans and Advantage plans.

💰 5. Understand Your Costs and Budget

• Consider costs: deductibles, copays, prescription costs, etc.

• Will you need a Medicare Supplement (Medigap) or Advantage Plan?

🧭 6. Decide Which Parts of Medicare You’ll Need

• Part A – Hospital insurance

• Part B – Medical/doctor coverage

• Part C (Medicare Advantage) – All-in-one alternative

• Part D – Prescription drug coverage

• Medigap (Supplement) – Helps pay costs Original Medicare doesn't

• You’ll need more than one of these!

🧑‍💼 7. Talk to a Licensed Agent (Like Us!)

• Get personalized help comparing plans

• Ensure your doctors and prescriptions are covered

• Avoid late penalties or gaps in coverage

📞 We're here to walk you through every step — at no cost to you.