Individual & Families - Under 65

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Health Insurance for Individuals & Families Under 65

Health insurance plans for people under age 65 help cover medical expenses like doctor visits, hospital stays, prescriptions, preventive care, and more. Whether you're self-employed, between jobs, or your employer doesn’t offer coverage—there are options to fit your needs and budget.

What These Plans Can Offer:

  • Preventive Care: Annual check-ups, screenings, and vaccines at no cost

  • Doctor Visits & Hospital Care: Coverage for routine care and unexpected illnesses or injuries

  • Prescription Drug Coverage: Access to affordable medications

  • Mental Health Services: Therapy, counseling, and substance use treatment

  • Pediatric Care: Essential coverage for kids, including dental and vision

  • Maternity & Newborn Care: For growing families

Ways to Get Covered:

  • Marketplace Plans (MNsure in Minnesota): Income-based options with potential tax credits to lower monthly premiums

  • Private Plans: Broader networks or more flexibility depending on your needs

  • Short-Term or Supplemental Plans: For temporary gaps or added protection

Why It Matters:

Having the right health insurance gives you peace of mind and financial protection—so you can get the care you need, when you need it, without worrying about overwhelming medical bills.